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    Consolidating graduate loans

    There are pros and cons to consolidation, so be sure to review all of the official information in order to decide what’s right for you.The advantages of loan consolidation may include: For full information on Direct Consolidation Loans, visit or call the Loan Consolidation Information Call Center at 1-800-557-7392 before you apply.Log in to Student with your When you create your FSA ID, your information is confirmed with the Social Security Administration (SSA).

    Consolidating allows you to merge multiple eligible loans into a single loan.

    Student loan consolidation or refinancing can be a great tool to use for those looking to save on, or simplify, their monthly payments, but going that route can also have serious consequences if not approached carefully – there are even student loan consolidations scams to be aware of.

    That’s why we created this guide – to give borrowers a useful resource that empowers them to choose if student loan consolidation is right for them and which type may best suit their needs.

    One way to resolve a defaulted loan is to combine your existing federal student loans into a new Direct Consolidation Loan from the US Department of Education (ED).

    Even if you have only one defaulted student loan, you may obtain a Direct Consolidation Loan to resolve the default.

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